:root{
  --navy:#03122E; --navy2:#071C42; --navy3:#0B2A63;
  --blue:#1F6FFF; --blue2:#1659D6; --cyan:#3DB4FF;
  --ink:#0B1730; --ink2:#55647D; --line:#E2E8F1; --bgl:#F4F7FC;
  --up:#10B981; --down:#EF4444; --muted:#8C9BB3; --r:20px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Pretendard Variable',Pretendard,Inter,-apple-system,BlinkMacSystemFont,'Malgun Gothic','Apple SD Gothic Neo',sans-serif;background:#fff;color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased;word-break:keep-all;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img,svg{display:block}
.wrap{max-width:1240px;margin:0 auto;padding:0 24px}
.grad-text{color:var(--cyan)}

/* 버튼 */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:15px 30px;border-radius:999px;font-weight:700;font-size:15px;letter-spacing:.01em;transition:.2s;cursor:pointer;border:0;white-space:nowrap;font-family:inherit}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue2)}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.35)}
.btn-ghost:hover{border-color:#fff}
.btn-line{background:#fff;color:var(--ink);border:1.5px solid var(--line)}
.btn-line:hover{border-color:var(--blue);color:var(--blue)}
.btn-dark{background:var(--ink);color:#fff}
.btn-dark:hover{background:#16264A}
.btn-white{background:#fff;color:var(--blue)}
.btn-white:hover{background:#EAF2FF}
.btn-sm{padding:10px 20px;font-size:13px}

/* 공지 띠 */
.notice{background:#020B1D;border-bottom:1px solid rgba(255,255,255,.08);font-size:13.5px;color:#fff}
.notice .wrap{display:flex;align-items:center;gap:12px;height:40px}
.nb-badge{background:var(--blue);color:#fff;font-weight:800;font-size:11px;padding:3px 10px;border-radius:999px;flex:none;letter-spacing:.04em}
.nb-text{flex:1;min-width:0;overflow:hidden;white-space:nowrap;text-overflow:ellipsis;color:#D5DEEC;font-weight:600;transition:opacity .3s}
.nb-text:hover{color:#fff}
.nb-x{background:none;border:0;color:#8C9BB3;cursor:pointer;padding:4px;flex:none;display:grid;place-items:center}
.nb-x:hover{color:#fff}
.notice.hide{display:none}

/* 헤더 */
.hdr{position:fixed;top:0;left:0;right:0;z-index:100;transition:.3s;color:#fff}
.hdr.scrolled{background:rgba(3,18,46,.96);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);box-shadow:0 1px 0 rgba(255,255,255,.06)}
.hdr-in{display:flex;align-items:center;height:76px;gap:36px}
.logo{display:flex;align-items:center;gap:10px;font-weight:900;font-size:22px;letter-spacing:.04em;color:#fff}
.logo-mark{width:34px;height:34px}
.nav{display:flex;gap:4px;flex:1}
.nav-item{position:relative}
.nav-btn{display:flex;align-items:center;gap:6px;padding:10px 14px;font-size:14px;font-weight:700;letter-spacing:.06em;color:#fff;background:none;border:0;cursor:pointer;font-family:inherit;border-radius:10px}
.nav-btn:hover{color:var(--cyan)}
.nav-btn svg{transition:.2s;opacity:.6}
.nav-item:hover .nav-btn svg{transform:rotate(180deg)}
.mega{position:absolute;top:100%;left:-20px;padding-top:14px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.22s}
.nav-item:hover .mega{opacity:1;visibility:visible;transform:none}
.mega-in{background:#fff;border-radius:18px;padding:26px 28px;display:flex;gap:40px;box-shadow:0 30px 60px -20px rgba(3,18,46,.45);color:var(--ink)}
.mega-col h6{font-size:12px;color:var(--muted);letter-spacing:.12em;margin-bottom:12px;font-weight:700}
.mega-col a{display:block;font-size:14px;padding:6px 0;color:var(--ink);white-space:nowrap;font-weight:500}
.mega-col a:hover{color:var(--blue)}
.hdr-right{display:flex;align-items:center;gap:10px}
.lang{position:relative}
.lang-btn{display:flex;align-items:center;gap:6px;background:none;border:1px solid rgba(255,255,255,.3);color:#fff;padding:8px 12px;border-radius:999px;font-size:13px;font-weight:700;cursor:pointer;font-family:inherit}
.lang-menu{position:absolute;right:0;top:calc(100% + 8px);background:#fff;border-radius:14px;padding:8px;min-width:150px;display:none;box-shadow:0 20px 40px -12px rgba(3,18,46,.4)}
.lang.open .lang-menu{display:block}
.lang-menu button{display:block;width:100%;text-align:left;background:none;border:0;color:var(--ink);padding:9px 12px;border-radius:8px;font-size:14px;cursor:pointer;font-family:inherit}
.lang-menu button:hover,.lang-menu button.on{background:#EEF4FF;color:var(--blue)}
.hdr .btn-ghost{border-color:rgba(255,255,255,.35)}
.burger{display:none;background:none;border:0;color:#fff;cursor:pointer;padding:6px}

/* 모바일 메뉴 */
.drawer{position:fixed;inset:0;z-index:200;background:rgba(3,10,25,.55);opacity:0;visibility:hidden;transition:.25s}
.drawer.open{opacity:1;visibility:visible}
.drawer-panel{position:absolute;top:0;right:0;bottom:0;width:min(88vw,380px);background:var(--navy);padding:22px;overflow-y:auto;transform:translateX(100%);transition:.3s;color:#fff}
.drawer.open .drawer-panel{transform:none}
.drawer-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}
.acc{border-bottom:1px solid rgba(255,255,255,.1)}
.acc-h{width:100%;display:flex;justify-content:space-between;align-items:center;background:none;border:0;color:#fff;padding:16px 2px;font-size:15px;font-weight:800;letter-spacing:.06em;cursor:pointer;font-family:inherit}
.acc-b{display:none;padding:0 2px 14px}
.acc.open .acc-b{display:block}
.acc-b a{display:block;padding:8px 0;color:#B9C6D9;font-size:14px}
.drawer-cta{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:22px}
.drawer .lang-btn.on{border-color:var(--cyan);color:var(--cyan)}

/* 히어로 */
.hero{position:relative;min-height:800px;padding-top:var(--hh,116px);overflow:hidden;color:#fff;
 background:radial-gradient(700px 520px at 0% 100%,rgba(31,111,255,.38),transparent 62%),radial-gradient(600px 400px at 18% 0%,rgba(31,111,255,.16),transparent 60%),#041A40}
.hero-chart{position:absolute;right:0;top:var(--hh,116px);bottom:0;width:64%;
 -webkit-mask-image:linear-gradient(90deg,transparent 0,#000 32%),linear-gradient(180deg,transparent 0,#000 10%,#000 74%,transparent 100%);-webkit-mask-composite:source-in;
 mask-image:linear-gradient(90deg,transparent 0,#000 32%),linear-gradient(180deg,transparent 0,#000 10%,#000 74%,transparent 100%);mask-composite:intersect}
.hero-chart .mk-body{position:absolute;inset:0;border-radius:0;background:#041A40;pointer-events:none;height:auto}
.hero-tabs{position:absolute;right:24px;top:calc(var(--hh,116px) + 22px);z-index:3;display:flex;gap:6px;align-items:center;background:rgba(3,18,46,.55);border:1px solid rgba(255,255,255,.12);padding:5px;border-radius:999px;backdrop-filter:blur(8px)}
.hero-tabs .live{margin:0 6px 0 8px}
.hero-tabs button{background:none;border:0;color:#B9C6D9;font:inherit;font-size:12.5px;font-weight:800;padding:7px 14px;border-radius:999px;cursor:pointer}
.hero-tabs button.on{background:#fff;color:var(--navy)}
.hero-in{position:relative;z-index:2;min-height:calc(800px - var(--hh,116px));display:flex;flex-direction:column;justify-content:flex-end;padding-bottom:64px}
.slides{position:relative;height:360px;max-width:680px}
.slide{position:absolute;left:0;right:0;bottom:0;opacity:0;visibility:hidden;transition:opacity .7s,visibility .7s}
.slide.on{opacity:1;visibility:visible}
.slide .copy>*{opacity:0;transform:translateY(20px);transition:.7s}
.slide.on .copy>*{opacity:1;transform:none}
.slide.on .copy>*:nth-child(2){transition-delay:.08s}
.slide.on .copy>*:nth-child(3){transition-delay:.16s}
.slide.on .copy>*:nth-child(4){transition-delay:.24s}
.tag{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:800;letter-spacing:.12em;color:var(--cyan);margin-bottom:18px;text-transform:uppercase}
.tag i{width:22px;height:2px;background:var(--cyan)}
.hero h1,.hero h2.ht{font-size:clamp(38px,5.4vw,72px);line-height:1.1;font-weight:800;letter-spacing:-.03em;margin-bottom:20px}
.hero p.lead{font-size:clamp(16px,1.5vw,19px);color:rgba(255,255,255,.72);max-width:540px;margin-bottom:32px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap}
.dots{display:flex;gap:10px;margin-top:40px}
.dot{width:46px;height:3px;border-radius:3px;background:rgba(255,255,255,.2);overflow:hidden;cursor:pointer;border:0;padding:0}
.dot span{display:block;height:100%;width:0;background:#fff}
.dot.on span{animation:fill 6s linear forwards}
.hero.paused .dot.on span{animation-play-state:paused}
@keyframes fill{to{width:100%}}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(16,185,129,.6)}70%{box-shadow:0 0 0 8px rgba(16,185,129,0)}100%{box-shadow:0 0 0 0 rgba(16,185,129,0)}}
.live{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:800;letter-spacing:.1em;color:var(--up)}
.live i{width:7px;height:7px;border-radius:50%;background:var(--up);animation:pulse 2s infinite}

/* 티커 */
.ticker{background:#020B1D;min-height:46px;border-top:1px solid rgba(255,255,255,.06)}

/* 공통 섹션 */
section{position:relative}
section[id]{scroll-margin-top:var(--hh,76px)}
.sec{padding:120px 0}
.sec.l{background:var(--bgl)}
.sec.d{background:var(--navy);color:#fff}
.eyebrow{display:inline-block;font-size:13px;font-weight:800;letter-spacing:.16em;color:var(--blue);margin-bottom:16px;text-transform:uppercase}
.d .eyebrow{color:var(--cyan)}
h2.h{font-size:clamp(30px,4vw,52px);line-height:1.15;font-weight:800;letter-spacing:-.03em;margin-bottom:20px}
.sub{font-size:18px;color:var(--ink2);max-width:640px}
.d .sub{color:rgba(255,255,255,.7)}
.center{text-align:center}
.center .sub{margin:0 auto}
.reveal{opacity:0;transform:translateY(30px);transition:.8s cubic-bezier(.2,.8,.2,1)}
.reveal.in{opacity:1;transform:none}
.split{display:grid;grid-template-columns:1fr 1.05fr;gap:72px;align-items:center}
.split.rev>.split-art{order:-1}
.checks{list-style:none;margin:26px 0 34px;display:grid;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start;font-size:16px}
.checks li svg{flex:none;margin-top:3px;color:var(--blue)}
.d .checks li svg{color:var(--cyan)}

/* 패널 (실시간 위젯 틀) */
.panel{background:#fff;border:1px solid var(--line);border-radius:24px;padding:18px;box-shadow:0 30px 60px -34px rgba(11,23,48,.35)}
.panel-head{display:flex;justify-content:space-between;align-items:center;padding:4px 6px 14px}
.panel-head b{font-size:16px;font-weight:800}
.panel-head small{display:block;font-size:12px;color:var(--muted);font-weight:600}
.d .panel{background:var(--navy2);border-color:rgba(255,255,255,.08);box-shadow:none}
.mk-body{position:relative;height:380px;border-radius:14px;overflow:hidden;background:#fff}
.d .mk-body,.dark-body{background:#071833}
.mk-fb{position:absolute;inset:0;width:100%;height:100%}
.mk-tv{position:absolute;inset:0}
.mk-tv .tradingview-widget-container,.mk-tv .tradingview-widget-container__widget{width:100%;height:100%}
.tv-ok>.mk-fb{display:none}
.tv-note{font-size:12px;color:var(--muted);margin-top:12px;text-align:center}

/* 왜 FXCIPI — 수치 */
.why-panel{margin-top:56px;background:linear-gradient(135deg,#071C42 0%,#0B2E6E 100%);border-radius:32px;padding:56px 40px;color:#fff;display:grid;grid-template-columns:repeat(4,1fr);position:relative;overflow:hidden}
.why-panel::after{content:"";position:absolute;right:-120px;top:-160px;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,rgba(31,111,255,.45),transparent 65%)}
.stat{text-align:center;padding:0 16px;border-right:1px solid rgba(255,255,255,.12);position:relative;z-index:1}
.stat:last-child{border-right:0}
.stat b{display:block;font-size:clamp(40px,4.6vw,64px);font-weight:800;letter-spacing:-.03em;line-height:1.1;margin-bottom:8px}
.stat>span{font-size:15px;color:rgba(255,255,255,.7);font-weight:600}

/* 상품 */
.inst-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:56px 0 44px}
.inst{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 22px 14px;transition:.25s;display:flex;flex-direction:column}
.inst:hover{transform:translateY(-4px);box-shadow:0 24px 44px -28px rgba(11,23,48,.4);border-color:#C9D7EE}
.inst-top{display:flex;align-items:center;gap:12px;margin-bottom:8px}
.inst .ic{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:#EEF4FF;color:var(--blue);flex:none}
.inst h3{font-size:18px;font-weight:800}
.inst p{font-size:13.5px;color:var(--ink2);min-height:42px}
.inst .mini{position:relative;height:150px;margin:12px -8px 0;border-radius:12px;overflow:hidden;background:#fff}

/* 거래 조건 */
.cond-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:56px}
.cond{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:36px 30px}
.cond b{display:block;font-size:46px;font-weight:800;letter-spacing:-.03em;color:var(--ink);line-height:1.1;margin-bottom:14px}
.cond b em{font-style:normal;font-size:22px;color:var(--blue);margin-left:4px}
.cond h4{font-size:18px;font-weight:800;margin-bottom:8px}
.cond p{color:var(--ink2);font-size:15px}
.support{margin-top:20px;background:var(--navy);color:#fff;border-radius:var(--r);padding:40px;display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:20px;align-items:center}
.support h4{font-size:22px;font-weight:800;line-height:1.35}
.support h4 small{display:block;font-size:14px;color:#8FA2BD;font-weight:500;margin-top:6px}
.support div.s b{display:block;font-size:34px;font-weight:800;color:var(--cyan)}
.support div.s span{font-size:14px;color:#9CB0CB}

/* 플랫폼 기기 */
.pf-chips{display:flex;flex-wrap:wrap;gap:10px;margin:26px 0 34px}
.pf-chip{display:flex;align-items:center;gap:10px;padding:11px 18px;border-radius:12px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);font-weight:700;font-size:14px}
.pf-chip svg{color:var(--cyan)}
.lap-wrap{position:relative;width:100%;max-width:640px;margin:0 auto;padding:10px 0 40px}
.lap{position:relative;width:92%}
.lap-screen{background:#1A2333;border:1px solid rgba(255,255,255,.14);border-radius:16px 16px 4px 4px;padding:10px;box-shadow:0 50px 90px -40px rgba(0,0,0,.9)}
.lap-bar{display:flex;align-items:center;gap:7px;padding:2px 6px 9px;font-size:12px;color:#B9C6D9}
.lap-bar .d{width:9px;height:9px;border-radius:50%}
.lap-bar .r{background:#EF4444}.lap-bar .y{background:#F59E0B}.lap-bar .g{background:#10B981}
.lap-bar b{margin-left:8px;flex:1;font-weight:700}
.lap-body{height:340px;border-radius:6px}
.lap-base{height:16px;background:linear-gradient(#2B3546,#1A2230);margin:0 -6%;border-radius:0 0 16px 16px;position:relative;box-shadow:0 24px 30px -14px rgba(0,0,0,.8)}
.lap-base span{position:absolute;left:50%;top:0;width:90px;height:6px;margin-left:-45px;background:#11161F;border-radius:0 0 8px 8px}
.lap-phone{position:absolute;right:0;bottom:0;width:156px;height:300px;border-radius:30px;padding:7px;background:#1A2333;border:1px solid rgba(255,255,255,.16);box-shadow:0 40px 70px -24px rgba(0,0,0,.95)}
.lp-screen{width:100%;height:100%;border-radius:23px;background:#071833;overflow:hidden;display:flex;flex-direction:column;padding:16px 8px 10px}
.lp-head{display:flex;justify-content:space-between;align-items:center;padding:0 4px 8px;font-size:12px;color:#fff}
.lp-body{flex:1;height:auto;border-radius:10px}
.lp-btns{display:grid;grid-template-columns:1fr 1fr;gap:5px;margin-top:8px}
.lp-btns span{display:grid;place-items:center;height:30px;border-radius:9px;font-size:10.5px;font-weight:800;color:#fff}
.lp-btns .s{background:var(--down)}.lp-btns .b{background:var(--blue)}

/* 신뢰 */
.trust-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;margin-top:50px}
.trust{text-align:center;padding:34px 18px;border-radius:var(--r);background:#fff;border:1px solid var(--line);transition:.25s}
.trust:hover{border-color:#C9D7EE;box-shadow:0 20px 40px -28px rgba(11,23,48,.4)}
.trust .ic{width:60px;height:60px;border-radius:18px;margin:0 auto 18px;display:grid;place-items:center;background:#EEF4FF;color:var(--blue)}
.trust h4{font-size:16px;font-weight:800;line-height:1.4}

/* 카피 트레이딩 휴대폰 */
.ph-wrap{position:relative;width:100%;max-width:420px;height:640px;margin:0 auto}
.phone{position:absolute;left:50%;top:50%;width:300px;height:620px;margin:-310px 0 0 -150px;border-radius:48px;padding:11px;background:#1A2333;border:1px solid rgba(255,255,255,.1);box-shadow:0 60px 100px -40px rgba(11,23,48,.7)}
.screen{position:relative;width:100%;height:100%;border-radius:38px;background:#071833;overflow:hidden;display:flex;flex-direction:column;font-family:Inter,'Pretendard Variable',Pretendard,sans-serif;color:#fff}
.ph-island{position:absolute;top:9px;left:50%;width:86px;height:24px;margin-left:-43px;background:#000;border-radius:14px;z-index:3}
.ph-status{display:flex;justify-content:space-between;align-items:center;padding:12px 22px 4px 26px;height:38px;font-size:12.5px;flex:none}
.ph-home{width:110px;height:4px;border-radius:4px;background:rgba(255,255,255,.35);margin:auto auto 8px;flex:none}
.cp-head{padding:6px 18px 12px}
.cp-head b{display:block;font-size:18px;font-weight:800}
.cp-head small{font-size:11.5px;color:#8C9BB3;font-weight:700}
.cp-row{margin:0 12px 9px;background:#0C2148;border:1px solid rgba(255,255,255,.06);border-radius:16px;padding:10px 12px;display:grid;grid-template-columns:auto 1fr auto;gap:6px 10px;align-items:center}
.cp-av{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;font-weight:800;font-size:14px;color:#fff}
.cp-info b{display:block;font-size:13px;font-weight:800}
.cp-info small{font-size:10.5px;color:#8C9BB3;font-weight:600}
.cp-btn{font-size:10.5px;font-weight:800;color:#fff;background:var(--blue);padding:6px 12px;border-radius:999px}
.cp-spark{grid-column:1/-1;position:relative;height:66px;border-radius:10px;overflow:hidden;background:#071833}
.cp-risk{display:flex;align-items:center;gap:10px;margin:2px 16px 0;padding:10px 12px;border-radius:14px;background:#0C2148;font-size:11.5px;font-weight:700;color:#B9C6D9}
.cp-bar{flex:1;height:6px;border-radius:6px;background:#1A2D55;overflow:hidden}
.cp-bar i{display:block;width:40%;height:100%;background:var(--blue)}
.cp-risk b{color:var(--cyan)}

/* 보안 타일 */
.sec-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.sec-tile{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px 26px}
.sec-tile .ic{width:52px;height:52px;border-radius:16px;display:grid;place-items:center;background:var(--navy);color:var(--cyan);margin-bottom:18px}
.sec-tile h4{font-size:17px;font-weight:800;line-height:1.4}

/* 교육 */
.edu-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:50px}
.edu{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px 24px;transition:.25s;display:flex;flex-direction:column}
.edu:hover{border-color:var(--blue);transform:translateY(-4px)}
.edu .ic{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:#EEF4FF;color:var(--blue);margin-bottom:18px}
.edu h4{font-size:17px;font-weight:800;margin-bottom:6px}
.edu p{font-size:14px;color:var(--ink2);flex:1}
.edu .more{margin-top:16px;font-size:14px;font-weight:700;color:var(--blue)}

/* 도구 */
.tools-grid{display:grid;grid-template-columns:1.35fr 1fr;gap:20px;margin-top:50px;align-items:start}
.tool-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:24px;box-shadow:0 30px 60px -40px rgba(11,23,48,.35)}
.tool-card h4{font-size:18px;font-weight:800;margin-bottom:16px;display:flex;gap:10px;align-items:center}
.tool-card h4 svg{color:var(--blue)}
#tvCalendar{position:relative;min-height:560px}
.calc label{display:block;font-size:13px;color:var(--ink2);font-weight:700;margin-bottom:7px}
.calc .row{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:14px}
.calc .full{margin-bottom:14px}
.calc input,.calc select{width:100%;background:#fff;border:1.5px solid var(--line);color:var(--ink);border-radius:12px;padding:12px 14px;font-size:15px;font-family:inherit;outline:none;transition:.2s}
.calc select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='10'%3E%3Cpath d='M1 3l4 4 4-4' stroke='%2355647D' stroke-width='1.6' fill='none'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:34px}
.calc input:focus,.calc select:focus{border-color:var(--blue)}
.calc .hint{font-size:12px;color:var(--muted);margin-top:6px}
.calc-out{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:20px}
.calc-out div{background:var(--bgl);border-radius:14px;padding:14px 16px}
.calc-out span{font-size:12.5px;color:var(--ink2);display:block;margin-bottom:2px}
.calc-out b{font-size:20px;font-weight:800;word-break:break-all}
.calc-out .main{background:var(--navy);color:#fff}
.calc-out .main span{color:#9CB0CB}
.calc-note{font-size:12px;color:var(--muted);margin-top:16px;line-height:1.6}

/* 회사 소개 */
.about-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:40px}
.about-card{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:18px;padding:26px}
.about-card h5{font-size:16px;font-weight:800;margin:14px 0 6px}
.about-card p{font-size:14px;color:#9CB0CB}
.about-card .ic{color:var(--cyan)}

/* 가입 단계 */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin:56px 0 46px;counter-reset:st}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:38px 30px;position:relative;text-align:left}
.step::before{counter-increment:st;content:"0" counter(st);position:absolute;right:26px;top:22px;font-size:54px;font-weight:800;color:#EEF2F8;letter-spacing:-.04em}
.step .ic{width:58px;height:58px;border-radius:18px;display:grid;place-items:center;background:var(--blue);color:#fff;margin-bottom:22px;position:relative}
.step h4{font-size:21px;font-weight:800;margin-bottom:6px;position:relative}
.step p{color:var(--ink2);position:relative}

/* 파트너 */
.cta-band{background:linear-gradient(120deg,#1F6FFF,#1A8BFF 60%,#3DB4FF);border-radius:32px;padding:60px 64px;display:flex;align-items:center;justify-content:space-between;gap:30px;color:#fff;position:relative;overflow:hidden}
.cta-band h3{font-size:clamp(26px,3vw,38px);font-weight:800;letter-spacing:-.02em;line-height:1.2}
.cta-band p{opacity:.85;margin-top:8px}

/* 푸터 */
footer{background:#020B1D;color:#fff;padding:80px 0 40px;font-size:14px}
.f-grid{display:grid;grid-template-columns:1.3fr repeat(5,1fr);gap:30px;padding-bottom:50px;border-bottom:1px solid rgba(255,255,255,.08)}
.f-grid h6{font-size:13px;font-weight:800;letter-spacing:.1em;margin-bottom:16px;color:#fff}
.f-grid a{display:block;color:#8395AE;padding:5px 0}
.f-grid a:hover{color:#fff}
.f-grid a.logo{display:flex;color:#fff;padding:0}
.f-brand p{color:#8395AE;margin:16px 0 20px;max-width:260px}
.socials{display:flex;gap:10px}
.socials a{width:38px;height:38px;border-radius:50%;border:1px solid rgba(255,255,255,.15);display:grid;place-items:center;padding:0;color:#B7C5D8}
.socials a:hover{border-color:#fff;color:#fff}
.f-contact{display:flex;flex-wrap:wrap;gap:12px 30px;padding:28px 0;border-bottom:1px solid rgba(255,255,255,.08);color:#B7C5D8}
.f-contact span{display:flex;gap:8px;align-items:center}
.legal{padding-top:28px;color:#6B7C95;font-size:12.5px;line-height:1.75}
.legal p{margin-bottom:12px}
.legal strong{color:#A9B8CC}
.risk{background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.08);border-radius:14px;padding:18px 20px;margin-bottom:18px}
.copyright{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;margin-top:24px;color:#5C6D86;font-size:13px}

/* 첫 방문 확인 창 */
.gate{position:fixed;inset:0;z-index:500;background:rgba(2,10,26,.8);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);display:none;align-items:center;justify-content:center;padding:20px}
.gate.show{display:flex}
.gate-box{max-width:560px;width:100%;background:#fff;border-radius:24px;padding:34px;max-height:92vh;overflow:auto;box-shadow:0 40px 80px -30px rgba(0,0,0,.8);animation:gateIn .4s cubic-bezier(.2,.8,.2,1);color:var(--ink)}
@keyframes gateIn{from{opacity:0;transform:translateY(20px) scale(.97)}}
.gate-top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:22px;flex-wrap:wrap}
.gate .logo{color:var(--ink)}
.gate-langs{display:flex;flex-wrap:wrap;gap:6px}
.gate-langs button{background:none;border:1px solid var(--line);color:var(--ink2);padding:6px 11px;border-radius:999px;font-size:12.5px;font-weight:700;cursor:pointer;font-family:inherit}
.gate-langs button.on{border-color:var(--blue);color:var(--blue)}
.gate h3{font-size:24px;font-weight:800;letter-spacing:-.02em;margin-bottom:14px}
.gate p{color:var(--ink2);font-size:15px;margin-bottom:10px}
.gate .risk-mini{display:flex;gap:10px;font-size:13.5px;color:#92400E;background:#FFFBEB;border:1px solid #FDE68A;border-radius:14px;padding:14px 16px;margin:18px 0 24px}
.gate .risk-mini svg{flex:none;margin-top:2px}
.gate-btns{display:flex;gap:10px}
.gate-btns .btn{flex:1}
.gate .btn-ghost{color:var(--ink);border-color:var(--line)}
body.locked{overflow:hidden}

/* 상담 버튼 */
.chat-fab{position:fixed;right:22px;bottom:22px;z-index:90;display:flex;align-items:center;gap:10px;padding:14px 20px;border-radius:999px;background:var(--blue);color:#fff;font-weight:800;font-size:14px;box-shadow:0 14px 30px -10px rgba(31,111,255,.7);transition:.2s}
.chat-fab:hover{transform:translateY(-2px);background:var(--blue2)}

/* 입출금 */
.fund-hours{display:flex;align-items:center;justify-content:center;gap:12px;flex-wrap:wrap;max-width:760px;margin:44px auto 0;padding:18px 24px;border-radius:16px;background:#EEF4FF;color:var(--ink);font-size:16px;font-weight:600}
.fund-hours .ic{width:38px;height:38px;border-radius:12px;display:grid;place-items:center;background:var(--blue);color:#fff}
.fund-hours b{font-size:18px;font-weight:800;color:var(--blue)}
.fund-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:18px}
.fund-desc{font-size:14.5px;color:var(--ink2);margin:-6px 0 0}
.fund dl{margin-top:16px}
.fund{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px}
.fund-top{display:flex;gap:14px;align-items:center;margin-bottom:20px}
.fund-top .ic{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:#EEF4FF;color:var(--blue);flex:none}
.fund-top b{display:block;font-size:17px;font-weight:800}
.fund-top small{font-size:12.5px;color:var(--muted);font-weight:600}
.fund dl{display:grid;grid-template-columns:auto 1fr;gap:10px 16px;font-size:14px;border-top:1px solid var(--line);padding-top:16px}
.fund dt{color:var(--ink2)}
.fund dd{font-weight:700;text-align:right}
.flows{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:18px}
.flow{background:var(--navy);color:#fff;border-radius:var(--r);padding:30px}
.flow h4{font-size:18px;font-weight:800;margin-bottom:18px}
.flow ol{list-style:none;counter-reset:fl;display:grid;gap:14px}
.flow li{counter-increment:fl;display:flex;gap:14px;align-items:center;color:#D5DEEC;font-size:15px}
.flow li::before{content:counter(fl);width:30px;height:30px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;font-size:13px;display:grid;place-items:center;flex:none}

/* 자주 묻는 질문 */
.faq-list{max-width:880px;margin:50px auto 0;background:#fff;border:1px solid var(--line);border-radius:24px;padding:6px 28px}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item:last-child{border-bottom:0}
.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 2px;font:inherit;font-size:17px;font-weight:700;background:none;border:0;cursor:pointer;text-align:left;color:var(--ink)}
.faq-q:hover{color:var(--blue)}
.faq-q i{width:28px;height:28px;border-radius:50%;background:var(--bgl);flex:none;position:relative;transition:.25s}
.faq-q i::before,.faq-q i::after{content:"";position:absolute;left:50%;top:50%;width:11px;height:2px;margin:-1px 0 0 -5.5px;background:var(--ink);border-radius:2px;transition:.25s}
.faq-q i::after{transform:rotate(90deg)}
.faq-item.open .faq-q i{background:var(--blue)}
.faq-item.open .faq-q i::before,.faq-item.open .faq-q i::after{background:#fff}
.faq-item.open .faq-q i::after{transform:rotate(0)}
.faq-a{display:grid;grid-template-rows:0fr;transition:grid-template-rows .3s}
.faq-item.open .faq-a{grid-template-rows:1fr}
.faq-a>div{overflow:hidden}
.faq-a p{padding:0 2px 22px;color:var(--ink2);font-size:15.5px;line-height:1.75}

/* 팝업 (용어 사전 · 약관) */
.modal{position:fixed;inset:0;z-index:400;background:rgba(2,10,26,.6);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);display:none;align-items:center;justify-content:center;padding:20px}
.modal.show{display:flex}
.modal-box{background:#fff;border-radius:22px;max-width:780px;width:100%;max-height:86vh;display:flex;flex-direction:column;box-shadow:0 40px 80px -30px rgba(0,0,0,.6);animation:gateIn .3s ease}
.modal-head{display:flex;justify-content:space-between;align-items:center;padding:22px 26px 16px}
.modal-head h3{font-size:22px;font-weight:800;letter-spacing:-.02em}
.modal-x{background:var(--bgl);border:0;width:38px;height:38px;border-radius:50%;cursor:pointer;display:grid;place-items:center;color:var(--ink)}
.modal-search{padding:0 26px 14px}
.modal-search input{width:100%;border:1.5px solid var(--line);border-radius:12px;padding:12px 16px;font:inherit;font-size:15px;outline:none}
.modal-search input:focus{border-color:var(--blue)}
.modal-body{padding:4px 26px 26px;overflow:auto;border-top:1px solid var(--line)}
.gl-item{padding:16px 0;border-bottom:1px solid var(--line)}
.gl-item:last-child{border-bottom:0}
.gl-item b{display:block;font-size:16px;font-weight:800;margin-bottom:4px;color:var(--ink)}
.gl-item p{font-size:14.5px;color:var(--ink2);line-height:1.7}
.gl-empty{padding:30px 0;text-align:center;color:var(--muted)}
.legal-doc h4{font-size:16px;font-weight:800;margin:20px 0 6px}
.legal-doc p{font-size:14.5px;color:var(--ink2);line-height:1.75}

/* 휴대폰 하단 고정 버튼 */
.mbar{display:none}

@media(max-width:980px){ .flows{grid-template-columns:1fr} }
@media(max-width:600px){
  .fund-grid{grid-template-columns:1fr}
  .faq-list{padding:4px 18px}
  .faq-q{font-size:15.5px}
  .modal{padding:0;align-items:flex-end}
  .modal-box{border-radius:22px 22px 0 0;max-height:90vh}
  .mbar{position:fixed;left:0;right:0;bottom:0;z-index:95;display:grid;grid-template-columns:1fr 1.5fr;gap:8px;padding:10px 14px 12px;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-top:1px solid var(--line);transform:translateY(110%);transition:transform .3s}
  .mbar.show{transform:none}
  .mbar .btn{padding:13px 10px}
  body.mbar-on .chat-fab{bottom:86px}
  body.mbar-on footer{padding-bottom:110px}
}

/* 반응형 */
@media(max-width:1100px){
  .inst-grid{grid-template-columns:repeat(2,1fr)}
  .trust-grid{grid-template-columns:repeat(3,1fr)}
  .edu-grid{grid-template-columns:repeat(2,1fr)}
  .f-grid{grid-template-columns:repeat(3,1fr)}
  .f-brand{grid-column:1/-1}
  .support{grid-template-columns:1fr 1fr 1fr}
  .support h4{grid-column:1/-1}
}
@media(max-width:980px){
  .nav,.hdr-right .btn-ghost{display:none}
  .burger{display:block}
  .hdr-in{justify-content:space-between}
  .hero{min-height:auto}
  .hero-chart{position:relative;top:auto;width:100%;height:360px;-webkit-mask-image:linear-gradient(180deg,#000 75%,transparent);mask-image:linear-gradient(180deg,#000 75%,transparent)}
  .hero-tabs{position:absolute;top:calc(var(--hh,116px) + 12px);right:50%;transform:translateX(50%);white-space:nowrap}
  .hero-in{min-height:auto;padding:10px 24px 56px}
  .slides{height:auto;display:grid}
  .slide{position:relative;grid-area:1/1}
  .split{grid-template-columns:1fr;gap:44px}
  .split.rev>.split-art{order:0}
  .why-panel{grid-template-columns:1fr 1fr;gap:30px 0;padding:40px 20px}
  .stat:nth-child(2){border-right:0}
  .cond-grid,.steps,.about-cards,.tools-grid{grid-template-columns:1fr}
  .cta-band{flex-direction:column;text-align:center;padding:44px 28px}
  .lap-body{height:240px}
  .lap-phone{width:120px;height:232px}
  .ph-wrap{height:600px}
}
@media(max-width:600px){
  .sec{padding:84px 0}
  .inst-grid,.edu-grid,.sec-grid{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr 1fr}
  .support{grid-template-columns:1fr;text-align:center}
  .f-grid{grid-template-columns:1fr 1fr}
  .hdr-right .btn-primary{display:none}
  .chat-fab span{display:none}
  .chat-fab{padding:16px}
  .gate-box{padding:26px 22px}
  .gate-btns{flex-direction:column-reverse}
  .calc-out b{font-size:17px}
  .notice{font-size:12.5px}
  .hero-chart{height:300px}
  .hero-tabs button{padding:6px 10px;font-size:11.5px}
  .phone{scale:.9}
}

/* ===== 복사 방지 ===== */
html.protect body{-webkit-user-select:none;user-select:none;-webkit-touch-callout:none}
html.protect input,html.protect textarea,html.protect select{-webkit-user-select:text;user-select:text}
html.protect img,html.protect svg{-webkit-user-drag:none}

/* ===== 하위 페이지 ===== */
a.nav-btn{display:flex}
.page-hero{position:relative;color:#fff;padding:calc(var(--hh,116px) + 64px) 0 76px;overflow:hidden;
 background:radial-gradient(700px 520px at 0% 100%,rgba(31,111,255,.38),transparent 62%),radial-gradient(640px 420px at 92% 0%,rgba(31,111,255,.22),transparent 60%),#041A40}
.crumb{display:flex;gap:8px;align-items:center;font-size:13px;color:rgba(255,255,255,.6);margin-bottom:18px;font-weight:600}
.crumb a:hover{color:#fff}
.page-hero h1{font-size:clamp(34px,4.6vw,56px);line-height:1.15;font-weight:800;letter-spacing:-.03em;margin-bottom:16px}
.page-hero .lead{font-size:18px;color:rgba(255,255,255,.72);max-width:620px}
.mk-hero{display:grid;grid-template-columns:1fr 1.1fr;gap:56px;align-items:center}
.mk-hero .cta-row{margin-top:30px}
.mk-hero .panel{background:#071833;border-color:rgba(255,255,255,.1);box-shadow:0 40px 80px -40px rgba(0,0,0,.8)}
.mk-hero .panel-head b{color:#fff}
.feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:44px}
.feat{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px 26px}
.feat .ic{width:52px;height:52px;border-radius:16px;display:grid;place-items:center;background:#EEF4FF;color:var(--blue);margin-bottom:18px}
.feat h3{font-size:18px;font-weight:800;margin-bottom:8px}
.feat p{color:var(--ink2);font-size:15px}
.other-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:40px}
.other{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;transition:.25s}
.other:hover{border-color:var(--blue);transform:translateY(-3px)}
.other .ic{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;background:#EEF4FF;color:var(--blue)}
.other h3{font-size:17px;font-weight:800;margin:14px 0 6px}
.other p{font-size:13.5px;color:var(--ink2)}
.doc-card{max-width:880px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:24px;padding:40px 44px}
.doc-card h4{font-size:17px;font-weight:800;margin:26px 0 8px}
.doc-card h4:first-child{margin-top:0}
.doc-card p{font-size:15px;color:var(--ink2);line-height:1.8}
.gl-search{max-width:880px;margin:0 auto 18px}
.gl-search input{width:100%;border:1.5px solid var(--line);border-radius:14px;padding:15px 18px;font:inherit;font-size:16px;outline:none;background:#fff}
.gl-search input:focus{border-color:var(--blue)}
.gl-list{max-width:880px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:24px;padding:8px 32px}
.nf{min-height:72vh;display:grid;place-items:center;text-align:center;padding:calc(var(--hh,116px) + 40px) 24px 80px;background:#041A40;color:#fff}
.nf b{display:block;font-size:110px;font-weight:800;letter-spacing:-.04em;line-height:1;color:var(--cyan)}
.nf h1{font-size:30px;font-weight:800;margin:18px 0 10px}
.nf p{color:rgba(255,255,255,.7);margin-bottom:30px}
.news-list{max-width:880px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:24px;padding:8px 32px}
.news-item{display:block;padding:22px 0;border-bottom:1px solid var(--line)}
.news-item:last-child{border-bottom:0}
.news-item b{display:block;font-size:18px;font-weight:800;margin:4px 0}
.news-item:hover b{color:var(--blue)}
.news-item p{font-size:14.5px;color:var(--ink2)}
.news-date{font-size:12.5px;color:var(--muted);font-weight:700}
@media(max-width:980px){.mk-hero{grid-template-columns:1fr;gap:36px}.feat-grid{grid-template-columns:1fr}.other-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.other-grid{grid-template-columns:1fr}.doc-card{padding:26px 22px}.gl-list{padding:4px 20px}}